Discusses friendly fire, hostile fire, and care, custody and control.

Our insured owns an apartment complex. We have replacement cost coverage on the commercial property policy with the special causes of loss form attached. Recently…

Rupture of pipes when the boiler quits working; is there coverage?

When the county declares that the building must be razed, is it excluded under ordinance or law?

Water Damage Not Caused by Drain Overflow Excessive rain from thunderstorms caused interior water damage to a building through the roof. The building…

When the warranty requires steps beyond the insurance policy.

Athletic Participants Exclusion and General Liability Coverage Our insured owns a hotel and wants to rent out the ballroom for a boxing match. I asked…

Assault and Battery Exclusion, Negligent Hiring, and General Liability Coverage A claim involving a stabbing of a tenant by an unknown assailant has…

Is Aircraft Exclusion Applied to Model Airplane Under the current version of the CGL form, would an insured have coverage for bodily injury caused by…

Advertising and Auto Exposure for Insured Our insured has paid to have his business name painted as advertising on a stock car used at the local race…