Discusses commonly asked questions concerning business income and extra expense coverage.

Discusses a business income loss when insured does not resume operations.

Discusses what exactly is false pretenses.

Discusses employee theft when employees work for a separate agency.

Insurer avoided allegations of bad faith and still complied with the California Insurance Code, leaving the insured appropriately without coverage.

Walks through the Business Income Worksheet.

A U.S. District Court, Southern District of New York Judge held that a worker who was fired after he received a $1.5 million jury award in a negligence lawsuit against his employer cannot pursue a wrongful termination suit against his former employer.

Discusses liability insurance coverage for unscheduled sign locations when Additional Insured - State or Governmental Agency - Permits or Authorizations Relating to Premises endorsement is also applicable to those locations.

Summary: Standard business income and extra expense endorsements available for general use as part of the simplified language commercial property program…

This article appears in the October 2019 edition of Claims Magazine, and defines and explains material misrepresentation.