This is an overview of the businessowners liability coverage and an analysis of the liability and medical expenses definitions and conditions.

Provides a summary of professional liability endorsements.

Discusses dependent property contingencies and available coverages, as well as application of the additional coverage for civil authority.

A directory of majority of commercial contract analyses containing links to each analysis as of date published.

This discusses and analyzes several new and revised ISO endorsements addressing such exposures as silent cyber, electronic data loss, and data privacy issues, endorsements to be effective January 1, 2024.

This discusses and analyzes several new and revised ISO endorsements addressing such exposures as silent cyber, electronic data loss, and data privacy issues, endorsements to be effective January 1, 2024.

Introducing ISO's endorsement BP 15 91 which excludes perfluoroalkyl or polyfluoroalkyl substances (PFAS) from the businessowners policy, including an analysis of the endorsement.

This discussion analyzes the various endorsements available to provide some type of drive other car coverage under the commercial auto policies.

When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.

This is an analysis of the policy conditions included within and applicable to the ISO business auto coverage form