A copy of ISO endorsement Drive Other Car Coverage - Broadened Coverage for Named Individuals. This can be used with the Auto Dealers, Business Auto, and Motor Carrier Coverage Forms.

CG 20 42 12 19 Additional Insured - Automatic Status for Designated Operations. Applies to CGL policy.

CG 20 10 12 19 Additional Insured - Owners, Lessees or Contractors - Scheduled Person or Organization endorsement that can be added to the CGL coverage part.

CP DS 00 10 00 Commercial Property Declarations Page.

When the policy documents contain a list of forms an endorsement may apply to, what does that mean in terms of coverages available?

An Irish vet takes a gamble and loses.

The "reservations of rights" letters from the insurers made nonspecific references to policy exclusions that may or may not preclude coverage for the insureds.

A brief explanation of bomb cyclones; what they are and how they form.

The reservation of rights letter is often misunderstood by insurers, insureds, and attorneys. This treatment attempts to clarify its use.