The Supreme Court of Montana confronted the question of what it means to "occupy" a vehicle.

This discusses and analyzes several new and revised ISO endorsements addressing such exposures as silent cyber, electronic data loss, and data privacy issues, endorsements to be effective January 1, 2024.

Introducing ISO's endorsement BP 15 91 which excludes perfluoroalkyl or polyfluoroalkyl substances (PFAS) from the businessowners policy, including an analysis of the endorsement.

CG 40 28 09 22 Broad Abuse or Molestation Exclusion can be added to the CGL form.

ISO CG 40 29 09 22 Sexual Abuse or Sexual Molestation Exclusion endorsement.

A collection of favorite commercial lines questions selected by the editors for 2023.

Discusses court cases related to determining if something is a building or structure, and the difference between the two.

Damage to mismatched tiles and when can an appraisal be filed.

This discussion analyzes the various endorsements available to provide some type of drive other car coverage under the commercial auto policies.

When a roof is damaged by wind, hail or some other covered loss, it's not unusual for worn decking to be discovered when the roof is removed for repairs. That worn decking also needs to be repaired. The question then becomes does the wear and tear exclusion apply, or should the repair to the decking be considered part of the roof claim? This article reviews the issue and how it should be handled.