November 30, 2010

November 7, 2010The insured signed a merchant service agreement with ABC, Inc. for check verification and check conversion services.A processing…

November 29, 2010

Extended Period Provision and Coinsurance November 29, 2010 Is the extended period calculation subject to the coinsurance provision of a commercial…

November 16, 2010

Insuring Hired and Borrowed Autos November 16, 2010 Under Business Auto Coverage Form Summary: Most organizations have a need…

Pollution Liability and Product Damage November 15, 2010 The insured sold a container with bleach to customer. While the customer was transporting the…

Is a tripped breaker a covered cause of loss for business income?

November 08, 2010

Insuring Nonowned Autos November 8, 2010 Introduction Summary: The business auto coverage form (BAP) can be used to insure autos owned by the…

November 01, 2010

This article explains nonownership liability coverage.

Unloading of Vehicle is not Direct Physical Loss The insured has a Business Auto Policy with a tractor and a trailer listed on it. The tractor has symbol…

October 18, 2010

Loss of Value Is Not Direct Physical Damage October 18, 2010 Our insured is an antique dealer with a special businessowners form. He purchased two…

October 13, 2010 Breaking In and Exiting Damage Covered; Other Theft-Related Damage Not Covered Our insured suffered a theft of copper piping and water…