Mail Coverage FormJanuary, 2011Commercial Inland Marine ProgramSummary: Under the current commercial inland marine program…

Volunteers as Insureds December 27, 2010 The CGL form states that volunteers are insureds while performing duties related to the conduct of the named…

Designated Premises Endorsement and Off-Site Risk Exposures Our insured carries a BOP with the CG 21 44, Designated Premises endorsement. The insured…

Garagekeepers Coverage and Valet Parking The insured maintains valet parking for customers. The weather was hot, so the valet driver lowered the window…

Coverage for multiple insureds when business income loss occurs.

Employer's Liability Exclusion and Injury to Child of Employee The claimant in this situation is the child of an employee of our insured. She was injured…

Employee Definition and Interns Under the ISO business auto policy, is an intern for a college or school administration considered an employee of the…

Is injury of patient during transportation from ambulance covered?

Odor as a Physical Damage Loss Our insured has a business auto policy. He mistakenly left a vacuum sealed frozen chicken in the vehicle for approximately…

BOP Coverage and Property Damage Exclusions We insure a distributor of metal brushes. The insured mistakenly sent a customer nickel coated brushes instead…