Our insured is a retail fish market located on Main St. On 12/31/01 a water main broke which flooded a number of businesses located on the opposite…

Mechanical Breakdown Exclusionand Inland Marine Form Q A company we insure was hired to remove the top of a water tower with a crane. The top was…

Fragile Articles Exclusion under BOP Q We request your opinion regarding a claim that has arisen under a businessowners package policy issued with…

What coverage is available to a commercial property held for rent when it suffers damage from a covered cause of loss before a tenant moves in?

Our client has a special form, businessowners property policy for a large industrial building. The building is a manufacturing plant that has a typical…

Discusses substation and transformer breakdowns and business income coverage.

Theft by Employee — What Constitutes Proof? Q My client has a business covered by a standard commercial crime policy. The policy includes coverage…

Computer Equipment Includes Telephone System? Q Our insured suffered a covered loss to its computerized telephone system with damages totaling more…

Discusses whether a dog can be considered as property of others under the BOP form BP 00 02 12 99.

Explains coverage when damage is to property insured under a separate policy; does damage to that property still trigger business income coverage?