Discusses legal aspects of building coverage when insured by both landlord and tenant under different policies.

Discusses the term financial interest in the Businessowners policy.

Damage to Property Exclusion Applies to Undamaged Flooring? Our insured is a flooring subcontractor who installs hardwood floors. While in the process…

Are pigeons vermin?

Removal of debris that fell into hole.

The difference between preparing to do work for a customer and actually doing the work. Preparation is not part of "your work".

When heat is turned off only in part of the building, is damage due to freezing covered?

Discusses contracting expenses as covered extra expense for a tanning salon.

This question deals with breakdown of equipment and related coverage.

Broken pipe under slab adn cost to access pipe for repair.