Trailer Considered Property Not Covered Our insured allowed their best and largest client to park a semi-trailer on their property. The semi-trailer…

Pollutant Damage Caused by Specific Perils Not Excluded Our insured sustained a loss due to a puff back from their gas-fired furnace. The carrier denied…

Property Management Fees a Part of Covered Loss Q I am a public adjuster and many of my clients are represented by property management firms that…

Outdoor Signs and Outdoor Fixtures Covered as Commercial Property? The commercial property coverage form (CP 00 10) insures outdoor fixtures but excludes…

Rented or Occupied Property Covered under CGL Form? Q Our CGL insured is a small electronics manufacturing firm. Frequently, the owner, the named…

Spoilage Coverage Does Not Provide Additional Limits We have a CP 04 40 06 95, Spoilage Coverage form on a retail business. Fire destroyed the business,…

Claims-Made Policies — on the Way Out? Q I have a question about the claims-made liability coverage forms. I always thought that a claims-made…

Is there coverage when an employee damages property in the process of cleaning an office?

Our insured had converted an old warehouse into a 200-unit condominium complex. Fire in the building caused the sprinklers to go off, and the building…

Discusses exclusions for negligent acts in a builders risk policy.