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The "Sistership" Exclusion in the CGL Form October, 2007 Summary: This article explains the "sistership" exclusion found…
Absolute Pollution Exclusion Giving Traditional Environmental Pollution More Than Just Lip Service November 2005 Summary: This article notes…
The Need For Liquor Liability Insurance November 2001 CGL Liquor Liability Exclusion Can Create Problems Insureds whose businesses involve alcoholic…
All-Terrain Vehicle Coverage under CGL Form? Q This question deals with a CGL policy purchased in an individual's name. The insured personally owns…
Loading and Unloading Claim Covered by Business Auto or CGL Form? Q Should the business auto or the CGL policy respond to a situation in which a fireplace,…
"Your Work" Exclusion and Roof Damage Q Our insured is a contractor specializing in home construction. Recently, he informed us that the owner of…
Risk Classification Change Affects Premium Rate Q Our CGL insured manufactures harrows. A harrow is a non-motorized piece of equipment that consists…
Loss of Income Coverage and Power Failure Q Our insured's policy provides loss of income coverage with a limit of $25,000 in any one "event" on loss…
Medical Payments Coverage Under a BAP Q Our insured was covered under an ISO commercial auto policy that included auto medical payments coverage with…
Loading and Unloading an Insured Vehicle I have a question regarding the loading and unloading of an insured vehicle under the business auto policy.…