Water Damage Exclusion — Ice Damage Q We have a commercial property insured under the CP 00 10 04 02 policy with special causes of loss form…

Ordinance or Law Coverageon a Commercial Policy Q We insure a church on a commercial property policy (CP 00 10 04 02). Endorsed to that policy is…

Employers Liability Exclusion - How Does It Apply? Q To capsulize the facts, a seven months' pregnant woman was struck by a patient while working…

Crops Include Pumpkins under Property Form We have an insured who had a large number of pumpkins bought from farmers to sell during a fall festival.…

Business Risk Doctrine and the CGL Form Q Our insured is a contractor and we have tried to explain to him the coverages and exclusions that appear…

Debris Removal under Commercial Property Form Q We would like your opinion concerning coverage for debris removal under form CP 00 10 04 02. Our insured…

Scaffolding Cost Covered by Commercial Property Form? Q We provide property insurance for a municipality, written with CP 10 30 04 02 special causes…

Debris Removal—Is Repair/Replacement Required? Q Our client has a small warehouse insured on a CP 00 10 04 02. The building was completely destroyed…

Emotional Distress Coverage under the CGL Form Is emotional distress covered by the CGL policy? Texas Subscriber In the majority of jurisdictions, the…

Mortgagee Subject to Policy Provisions If the insured is in violation of the policy's coinsurance clause and his loss settlement is being reduced as…