When an employer borrows an employees vehicle and there is no collision on the commercial auto policy, is there coverage elsewhere on the policy?

If employer has no cars but employees rent cars for business use, are they covered under hired/nonowned coverage?

When an insured with a $10,000 is struck by an uninsured motorist, does the deductible apply, or does UM cover it?

Discusses how a car is "borrowed".

Is the mileage that thieves put on a car they stole diminished value?

In this July 2017 article that appeared in NU Magazine, Karen Sorrell provides an overview of surplus lines.

State-by-state list of contacts for Guaranty Funds.

Other Structures Coverage May 7, 2018 Our insured has a CP-10 Commercial Package.  They have an unscheduled structure that the agent believed to…

Employee or Independent Contractor? In California, the Burden of Proof is now on the Employer May 14, 2018 On Monday April 30th, 2018, the…

This article discusses the process of underwriting business.