March 08, 2021

An analysis of new and revised umbrella and excess endorsements to be effective 8/1/2021.

November 30, 2020

Explains the ISO CGL liquor liability exclusion with cited court cases and includes a chart of the recently updated liquor liability grades by state.

June 22, 2020

Discusses and analyzes mandatory ISO cyber incident exclusions applicable to commercial property coverages, with a proposed effective date of 12/1/2020.

June 01, 2020

This article explains the 2010 NFIP dwelling form.

May 11, 2020

Effective 4/1/2020, ISO has introduced a new multistate program designed for micro-businesses, so named for their size eligibility of 0-4 employees and maximum annual sales of $500,000. Here we will discuss the eligibility criteria and provide an overview of the new product.

Discusses the Debris Removal Coverage under the ISO Causes of Loss Special Form and related optional endorsements.

March 18, 2020

This article explains optional endorsements for Business Income losses due to the Coronavirus.

February 17, 2020

This article analyzes the general conditions section of the Financial Institution Bond - Banks and Savings Institutions (Aggregate Form) General Agreements FI 00 60.

January 06, 2020

This article presents the insuring agreements for the Financial Institution Bond - Banks and Savings Institutions (Aggregate form) from ISO, FI 00 60 12 19.

December 30, 2019

Analysis of ISO New and Revised Multistate Commercial Liability Umbrella and Excess Endorsements.