This is Part 2 of 4 of the contract analysis of the Mutual Service Office (MSO) form providing coverage for commercial auto physical damage.

This is Part 1 of 4 of the contract analysis of the Mutual Service Office (MSO) form providing coverage for commercial auto physical damage.

With coverage forms, exclusion endorsements, and exclusions with specified exceptions, it can sometimes be difficult to determine where and if coverage applies in a given claims situation. Thus is the case here.

Kidnap, Ransom, and Extortion Policy ISO K&R Coverage Updated October 19, 2021 Summary: Insurance Services Office (ISO) has updated and…

This is the contract analysis of the second part of form CY 00 02 11 21. The first part of this form is analyzed separately as Part Three "A".

This is an analysis of the ISO forms revision of CY 00 02 11 21. This is part one of the analysis of this form, with the second part of the analysis being published separately.

There seems to be no end to the confusion from insureds, agents, claims adjusters, and even some carriers, over application of the loss assessment coverage. This article undertakes to provide understanding using various scenaries to explain the coverage.

This analysis describes the introduction of new replacement forms for the ISO Commercial Cyber product. This is Part One of the analyses, which identifies the forms being replaced and provides an analysis of form CY 00 03, Sections I-IV. A separate analysis will address the remaining sections of that form. Additional contract analyses will address this comprehensive replacement of the ISO cyber product, to be effective 11 21.

This is Part Two of a multiple part contract analyses of ISO Cyber replacement forms to be effective 11 21. Part Two continues the analysis of CY 00 03 11 21, covering Sections V-X of the Information Security Protection Cyber Policy, which replaces form CY 00 03 11 18.

This final analysis of the MSO Commercial Auto Form MCA 010 11 14 covers common exclusions and conditions.