The U.S. Court of Appeals for the 11th Circuit has ruled that in the following case the insurer had no duty to cover a class action lawsuit alleging that its insured had sent hundreds of thousands of ”junk faxes”, even if the insured took this action based on the belief that the recipients had agreed to receive the faxes. In handing down this decision the 11th Circuit agreed with the federal district court in Georgia.

This article discusses March Madness and the property and liability insurance issues involved.

Discusses language surrounding Opioid use and coverage.

An insurer started to defend a company with an effective reservation of rights, but that ROR was found to be ineffective as to two officers of the company.

The California Supreme Court answers the question "When a third party sues an employer for the negligent hiring, retention, and supervision of an employee who intentionally injured that third party, does that suit allege an 'occurrence' under the employer's commercial general liability policy?"

<em>Philadelphia Indemnity Insurance Company v. Hollycal Production, Inc.</em> et al. No. 5:18-cv-00768, 2018

Discussion of the unique exposures faced by churches.

This article addresses issues surrounding employers allowing employees to carry concealed weapons at the worksite.

Updated discussion of Your Product and Your Work exclusions k. damage to insured's product arising out of it, and l. damage to insured's work arising out of it and included in the products-completed operations hazard.

This article analyzes the personal and advertising injury liability coverage, coverage B, under the CGL form.