An overview of the issues surrounding whether or not insurers are required to replace undamaged property in partial losses when the replacement property does not match the undamaged areas.

A discussion of a bulletin published by the TDI providing guidance following the floods.

A summary of the ISO Circular for July 11, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

A discussion of a press release published by the NCDOI providing information about the VAC.

This article explores the nature of cancellation provisions in commercial umbrella liability policies, provides examples of different provisions, including short-rate cancellation, and highlights potential pitfalls.

This article explores the impaired property exclusion in commercial umbrella liability policies, its purpose, variations in wording, scope, and real-world implications, providing examples to illustrate its application.

This article explores why an umbrella is policy is so indispensable, detailing its coverage, providing real-world examples of claims, and offering practical guidance on determining appropriate policy limits.

This article explores the significance of this definition, traces its historical development, provides guidance on comparing definitions, highlights the impact of policy exclusions, discusses the wrongful act definition under optional Side-A coverage, and reviews relevant legal cases.

This article outlines what Delaware SB 21 means for directors and officers.

An overview and quarterly update of the D&O Market and expected trends for 2025.