Commercial General Liability


March 04, 2019

An insurer started to defend a company with an effective reservation of rights, but that ROR was found to be ineffective as to two officers of the company.

January 21, 2019
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The California Supreme Court answers the question "When a third party sues an employer for the negligent hiring, retention, and supervision of an employee who intentionally injured that third party, does that suit allege an 'occurrence' under the employer's commercial general liability policy?"

December 17, 2018
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<em>Philadelphia Indemnity Insurance Company v. Hollycal Production, Inc.</em> et al. No. 5:18-cv-00768, 2018

December 03, 2018

Discussion of the unique exposures faced by churches.

November 29, 2018

This article addresses issues surrounding employers allowing employees to carry concealed weapons at the worksite.

Updated discussion of Your Product and Your Work exclusions k. damage to insured's product arising out of it, and l. damage to insured's work arising out of it and included in the products-completed operations hazard.

October 10, 2018
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Hudson Specialty Ins. Co. v. Snappy Slappy LLC: A federal district court in Georgia ruled that a firearms exclusion in a commercial general liability policy was ambiguous and did not bar coverage of a wrongful death suit against the insured.

July 09, 2018

This article analyzes the personal and advertising injury liability coverage, coverage B, under the CGL form.

This article discusses CG 00 37 and CG 00 38, the products-completed operations forms.

July 09, 2018

This article describes the general provisions found on the CGL form, including supplementary payments, limits of insurance, and CGL conditions.