Property Coverages


July 20, 2026

A discussion of a memorandum published by the Hawaii Insurance Division informing insurers of changes made by Act 79.

February 02, 2026

This article reviews the Category 07 Special Trade Contractors endorsements that can be attached to the Businessowners policy.

June 27, 2025

A summary of the ISO Circular for June 27, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

May 14, 2025

A summary of the ISO Circular for May 14, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

March 27, 2025

A summary of the ISO Circular for March 27, 2025. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

November 25, 2024

Negligent construction of two silos increased the risk of physical damage to the silos. Is there coverage?

November 25, 2024

Would farm-raised minks used for pelts be considered harvested farm products?

September 09, 2024

This article provides brief summaries of the ISO Farm Property Endorsements.

August 04, 2024
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The ISO FP 12 10 04 16 Actual Cash Value - Dwellings and Appurtenant Private Structures endorsement applicable to farm policies.