Summary:  With an effective date of 9/1/22 ISO has made available several endorsement amendments to address abuse or molestation liability exposures…

There seems to be no end to the confusion from insureds, agents, claims adjusters, and even some carriers, over application of the loss assessment coverage. This article undertakes to provide understanding using various scenaries to explain the coverage.

Effective 4/1/2020, ISO has introduced a new multistate program designed for micro-businesses, so named for their size eligibility of 0-4 employees and maximum annual sales of $500,000. Here we will discuss the eligibility criteria and provide an overview of the new product.

This article analyzes the MSO Businessowners form BU 04 01.

Highlights the new fracking exclusion added to certain mandatory state endorsements.

MSO BUSINESSOWNERS POLICY—BU 04 01 01 10  PART II  Updated November 11 2019  September 28, 2012  Summary: MSO's Businessowners policy (BOP)…

Discusses the Business Income maximum period of indemnity and monthly period of indemnity options.

June 4, 2018 At the request of the California Department of Insurance, AAIS has developed a BOP policy for the cannabis industry. It has been approved…

Businessowners Property Coverage, Part II   Reviewed June 30, 2016   Form BP 00 03 07 13   Summary: The Businessowners Coverage Form,…

An analysis of the property section of the ISO Businessowners policy BP 00 03.