Putting the False PretenseEndorsement to Work for SalesTrick and Device Exclusion Buy-BackApril 2000One important element of…

Med Pay for Trucking Company Owner-Operators Q Our insured is a trucking firm that contracts with owner-operators to make their runs and the firm…

Business Auto Coverage for Rented Vehicle Our insured has symbol 7 on his business auto policy (BAP) for both collision and comprehensive coverages.…

Loading or Unloading Coverage Dispute The question we have is in regard to which policy covers the following loss. The insured is a furniture delivery…

Collision Damage due to Cargo Shift? Q I'm handling a claim in which cargo was being transported by a tractor-trailer. The cargo in the trailer shifted…

Garage Policy—"Any Auto"Includes Semitrailer Q A garage policy insured was using one of his trucks to pull a customer's semitrailer from one…

Business Auto Coverage for Unscheduled Trailer This question pertains to liability coverage afforded by the business auto policy. The insured was driving…

Business Auto Policy and Property Damage ClaimOur insured owns a pizza store and the operations include a delivery service. The insured has a business…

Business Auto Policy and Out of State Loss Our insured has a business auto policy (BAP) with symbols 7, 8, and 9 for covered auto liability. The insured…

Pollution Attributed to Vandalism Q We recently had a claim where a covered auto (a fuel tanker-trailer) was damaged by vandals when they ran a piece…