Loading and Unloading an Insured Vehicle I have a question regarding the loading and unloading of an insured vehicle under the business auto policy.…

Employee’s Auto Rentedby Employer — How to Cover? We have an example of a possible coverage gap under the business auto coverage form.…

Tire Damage Due to Skidding Q We are asking about the issue of tires that are damaged as a result of an emergency stop. There was a subsequent rollover…

Towing Expenses after a Collision Loss Q Our insured had an auto accident in Florida and then had the truck transported to his company headquarters…

Trailer Coverage under the BAP I have a question about the business auto policy. The policy declares that it covers trailers with a load capacity of…

Tire Damage Exclusion Q The business auto coverage form has an exclusion that reads 'we will not pay for loss caused by or resulting from any of the…

Physical Damage Coverage — Temporary Substitute Vehicles Q We have a claim in which the insured rented a temporary substitute vehicle while…

Drive Other Car Coverage Subject to a Deductible? Our insured has a business auto policy with endorsement CA 99 10, drive other car coverage, attached.…

Care, Custody, or Control Exclusion Prevents Coverage for Trailer Damage Our insured was using a nonowned trailer. His employee dropped the trailer…

Nonowned Auto or Hired Auto Liability? Q One of our nonprofit clients let us know that they are paying mileage to members of the nonprofit for the…