Unscheduled Trailer as Cause of Accident December 11, 2012 We issued the Business Auto Coverage Form, CA 00 01 10 01, with Symbols 7, 8, and 9 for liability…

This case deals with whether liability for injury to an employee falls under business auto or CGL of landowner.

Self-Propelled Tractor Damages Parked Vehicle November 26, 2012 The insured was in the process of backing a self-propelled tractor (used to aerate lawns)…

Michigan No-Fault Automobile Insurance November 19, 2012 Personal Injury Protection and Property Protection Endorsements Summary: Michigan…

Broken ignition tumbler leads to towing and labor question.

Towed Vehicle Causes Damage—Which Policy Provides Coverage? Our insured is a towing company. It has a standard business auto policy with a garagekeepers…

Covered Auto Designation Symbol 9 Analysis Symbol 9 on the business auto policy refers to nonowned autos, that is, those autos that the named insured…

Discusses a few questions on nonowned auto coverage.

Hired Auto Loss of Use Expenses September 12, 2012 I am wondering about the ISO hired auto loss of use expenses. The coverage form provides $20 per…

Limited Liability Company as an Insured September 12, 2012 This applies to general liability, auto, and umbrella liability. In the Section II - Who…