About The Author
Ray Sugrim

Ray Sugrim is an Insurance Editor with FC&S Expert Coverage Interpretation, a division of National Underwriter Company and Arc Network. Ray is responsible for helping develop and edit content for subscribers. Ray is a St John’s University graduate with a degree in Risk Management & Insurance and is a CPCU candidate.

CONNECT WITH THIS AUTHOR
February 13, 2026

February 13, 2026

February 12, 2026

February 12, 2026

February 11, 2026

February 10, 2026

February 10, 2026

February 09, 2026

February 09, 2026