Power outage, spoilage, and related endorsements.

In this Q&A of the week, an insured runs over a nail with her vehicle and wants to know if it would be a collision loss or excluded under road damage to tires.

This article that appears in the November Claims Magazine explains the principle of subrogation

Damage to the sunroof by a falling object raises a question of coverage.

The homeowners policy excludes most motor vehicles with a few minor exceptions. There are endorsements for certain small, motorized vehicles that allow insurers to either provide coverage for or exclude coverage for vehicles such as motorized bicycles and mopeds.

This article provides an overview of additions and alterations coverage for certain dwelling owners, tenants and condominium owners.

When and insured uses a generator after a power outage, is that a business income expense?

Is artificial turf part of Coverage B Other Structures, or part of Coverage A or Coverage C?