Pricing in the Boys & Girls clubs arena has remained steady over the past several years, with carriers offering enhanced coverage options to attract business, says James M. Henry, underwriting manager for Markel Insurance Co. in Glen Allen, Va. In 2010, Markel made upgrades to its long-standing partnership product with...
For nonprofit childcare providers, the overriding trend today is tight state budgets and reduced revenues. One way providers are trying to adjust to this new reality has significant implications for their insurance programs: relying on volunteers to do the work that paid employees used to do
If one of your employees sexually assaults someone on the job, is your company liable? The answer depends on the extent to which the company created the opportunity for the assault to occur.
Thanks to the ever-increasing popularity of youth sports--and the desire of kids of all ages to stay fit and have fun--the amateur-athletics market is a relatively healthy segment of the property/casualty arena, providing areas of opportunity for agents experienced in this field to grow their business.
In the current austere economic climate, there is valid concern among government entities that reduced budgets will hamper their ability to fund the appropriate risk-control tactics and polices around hiring and screening seasonal employees and volunteers. Just one instance of sexual abuse or molestation can generate great economic costs to...
For historic homes, the chief insurance consideration is typically calculating replacement costs so that the buildings cultural and educational qualitiesthe factors that make it uniquecan be restored after a damaging event. If something happens that places the historic designation at risk, the property has to be able to [remedy] that...