Glass Breakage and a Locked Auto Our insured locked her keys in her car while it was running and decided to break the door window. I thought this should…

Household Resident Includes Stepchild Living Elsewhere? Is a stepchild living elsewhere automatically considered a resident of your household? My insured's…

This chart identifies state statutes for states that allow the rejection of UM/UIM by named insured to apply to all insureds on the policy.

In a Duty to Defend Dispute, only Eight Corners Must Be Considered  April 23, 2018  The U.S. District Court for the Northern District of Illinois…

Collision Loss Includes Contact with Road? Our insured pulled a fifth wheel trailer with a truck across a portion of Alaska . The vehicle and the…

Heart Attack Victim Liable for Auto Accident? If a person insured under a personal auto policy is driving down the road, suddenly suffers a heart attack…

Family Member Liable for Auto Accident? Our named insured sold a covered auto to his grown daughter who lives next door. Unfortunately, he never…

Insured Person and Auto Policy Exclusion Facts of loss are that the insured backed into her son's company vehicle while it is parked and unoccupied.…

Our insured accidentally fueled his nondiesel car with diesel fuel at a self-serve gas station. After traveling a few miles, the car stopped running…

Collision or Vandalism Loss? Our insured, the manager of a supermarket, saw two men stealing pallets from a rear dock area of the store. He got into…