Discusses when a carrier no longer has a duty to defend.

Theft of Snow Tires An insured owns several automobiles and reports the theft from vehicle A of snow tires that had been removed from vehicle B. As…

Supplementary Payments and the Personal Auto Policy I have an insured that was driving home and hit a public service pole. He was cited for DUI. The…

Sales Tax in the Settlement of Retained Total Loss Automobiles Under Part D of the PP 0001, the Payment of Loss language indicates our payment will…

Vehicle Available for Regular Use? Insured's legal residence is Rhode Island . Her son lives in Florida . Insured spends the winter in Florida and stays…

A family member is an insured under a policy's UM provision. That family member is injured while a pedestrian. Does UM coverage apply?

We have a situation where a 16-year-old boy was driving his 16-year-old girlfriend's vehicle with her permission. They were at school and he asked…

Loss Payable Clause on Personal Auto Policy Our question is whether, if a loss payee is named on an auto policy, the insurer can arbitrarily pay the…

Racing Activities Covered under Personal Auto Policy? One of our insureds takes his street model automobile to the local racetrack on weekends to engage…

Discusses coverage for a newly purchased auto in view of the provision for newly acquired under the personal auto policy.