Coverage Format


October 24, 2022

Another federal court has rejected the argument that the COVID-19 pandemic caused "direct physical loss or damage" to an insured's business. This decision is the latest in a series of cases where judges have come to similar conclusions.

An analysis of the NAIC Pet Insurance Model Act.

October 24, 2022

The NAIC Pet Insurance Model Act of 2022.

October 24, 2022

New Jersey, a state known for its strict gun laws, has a new bill before state legislators that contemplates an additional insurance requirement for individuals wishing to carry a firearm in public.

October 24, 2022

New Jersey has long been known for its strict gun laws, and a new bill before the state legislature would introduce an additional insurance requirement for individuals wishing to carry a firearm in public.

October 24, 2022

The contracts between the injured truck driver's direct employer and the "livestock brokerage company" stated driver's employer was an independent contractor, but the nature of the complex agreements showed otherwise.

October 24, 2022

When trying to cover up your staged accident you get in trouble with the FBI.

October 24, 2022

What happens when exposure to the peril is during the policy period, but the damage doesn't occur until after the policy lapses?

October 19, 2022

According to the court, a qualifying compensable injury had to arise from more than an employee's mere presence at the workplace.

October 19, 2022

According to the court, a qualifying compensable injury had to arise from more than an employee's mere presence at the workplace.