Coverage Format


June 24, 2008
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In Dougherty v. State Farm Mut. Ins Co., No. A03-1866, 2005 WL 1645631 (Minn. July 14, 2005), the Supreme Court of Minnesota ruled that a driver of…

June 24, 2008
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An exclusion on a homeowners policy pertaining to injuries arising out of a premises that is not an insured location applies even if the condition of…

June 24, 2008

Personal Auto Policy—Part D—Archived Article August, 1998 Coverage for Damage to Your Auto Summary: Part D of the personal auto policy…

June 24, 2008
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In Johnson v. State Farm Lloyds, No. 05-05-00640-CV, 2006 WL 3042104 (Tex. App.-Dallas Oct. 27, 2006), a Texas appellate court ruled that a dispute…

June 24, 2008

Stunting Activity Exclusion—Archived Article Q We insure a non-profit organization that uses miniature vehicles in parades and other promotional…

June 24, 2008

Is Hurricane Katrina damage covered?   This week's question is one that has not yet been asked in the wake of Hurricane Katrina, but, rather, one…

June 24, 2008
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A Missouri appeals court ruled that a defendant was not engaged in property management activities at the time a dog bite occurred, and thus, was not…

June 24, 2008

Blanket Coverage Discussed—Archived Article October, 2000 Advantages and Disadvantages Summary: There are two basic methods of insuring…

June 24, 2008
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In Illinois Farmers Ins. Co. v. Marvin, No. A05-874, 2006 WL 120152 (Minn. App. Jan. 17, 2006), a Minnesota appeals court ruled that a party's injuries…

June 24, 2008

Film Coverage Form—Archived Article November, 2000 Commercial Inland Marine Program Summary: The film coverage form (CM 00 45) provides…