History of the CGL Policy  January 19, 2016 The "History of the CGL Policy" section of FC&S Umbrella begins with a discussion of the evolution…

Personal Umbrella Considerations   January 19, 2017   Like commercial umbrella insurance policies, personal umbrella insurance policies generally…

AAIS COVERAGE FORM Summary: In 2011, the American Association of Insurance Services (AAIS) released a revised commercial excess and umbrella policy, CU…

Comparison worksheet for AMTrust PL 990340 (0515).

Umbrella Marketing   April 27, 2015   Most agents and brokers have access to a variety of umbrella insurers. To do their job effectively,…

Excess Insurance Drop Down Question How Insolvency of Primary Carrier Affects Excess Coverage April 27, 2015 By definition and longstanding principle,…

Introduction   How To Use FC&S Umbrella April 27, 2015   Comparing multiple umbrella liability insurance policy forms simultaneously…

Claims-Made Umbrella Policy Features   April 27, 2015   In 1986, the Insurance Services Office (ISO) introduced two new general liability policy…

Self-Insurance and Self-Insured Retention   An Overview   March 2005   Self-insurance and a self-insured retention (SIR) are two items…

Wrongful Primary Insurer Denials Mean Difficult Choices for Umbrella Insurers   This article was written by guest authors Todd S. Schenk and Nicolas…