Questions & Answers

Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.

As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


March 11, 2019

Discusses language surrounding Opioid use and coverage.

March 04, 2019

Question regarding how to cover only the liability for the rented office of a flight school owned by the insured and located at the airport.

March 04, 2019

Presented here is a question concerning vacancy, frozen pipes, and date of issue.

February 25, 2019

This discusses coverage when an insured's tree sends suckers into the neighbor's yard.

February 19, 2019

Question regarding care, custody or control exclusion with respect to tenant's business personal property damaged in leased space.

February 11, 2019

Question regarding water seepage in insured's basement following a break in the water main pipe.

February 04, 2019

Virginia anti-subrogation rule.

January 28, 2019

This discusses what happens when a carjacking victim strikes another vehicle.

January 22, 2019

Discusses additions and alterations coverage on a tenant policy.

A Pennsylvania subscriber asks about coverage for deployed airbags.