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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
When the insured wants to change the property using settlement funds.
Is the cost to dig up a water line in the yard between a home and the water meter covered by a homeowners policy?
When matching siding isn't available how should it be repaired?
When property of others is stolen from a residence.
We have a consumer inquiry involving damage done to a rental property by a tenant. The dwelling was insured under a DP-3 form, 10/00 edition. The…
Can lawnmowers be covered under the building portion of the policy?
Theft of Keys—Auto or Homeowners Coverage?QOur insured had a set of keys stolen from his house and included in that set was the key…
What is the difference between empty farmland and vacant land?
Discusses storage of property that can no longer be stored on insured premises and laundering of clothes during the relocation.
This Q&A discusses the definition of vermin.