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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Identity Theft Liability Coverage Question My insured accepts credit cards as payment. How do I get liability coverage for identity theft? New York…
Discusses auto liability under the CGL.
Discusses security services expenses following a loss are covered extra expenses?
Discusses when money earned from business is used for supplies only and not for profit.
Professional Liability Coverage versus General Liability Coverage April 22, 2013 A lawsuit is filed in New Jersey, Atlantic County. One of the allegations…
Professional Liability versus General Liability Our insured is a dentist. He has a general liability policy with no professional services endorsement.…
Effect of Vacancy Clause on Theft Claim April 15, 2013 Our insured owns a large free standing office/warehouse building. The tenant…
Discusses boarding pets when the property is damaged.
Discusses the requirements for civil authority action to be a covered business income loss.
Answers concerns about whether insured's business personal property should be combined under one limit with business personal property of others on a commercial property policy.