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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Additional or Replacement Auto March 18, 2014 Our insured has a personal auto policy with three vehicles listed. On 11/6/13 she purchased…
We recently had a snow emergency due to blizzard conditions for forty-eight hours where people were advised to stay off the roads except for emergencies…
Visiting Is Not Occupying March 5, 2014 Our insured owns a home and moved to an apartment in 2011. He does go back to his residence on the weekends.…
Business Auto Symbol 1 and Long Term Lease March 4, 2014 I recently wrote an account that has another entity, different named insured with separate…
Rental Reimbursement under UM Physical Damage March 4, 2014 On a commercial auto policy would rental reimbursement be covered under UM physical damage?…
Credit Card Company and False Pretense Coverage March 4, 2014 Insured is a used car dealer risk and has submitted a new report concerning credit card…
Newly acquired trailer and loss before being added to policy.
CDW Considered as Consequential Damages March 4, 2014 Our insured driver is insured under a BAP and had an at fault motor vehicle accident in which…
Grease Is Not A Pollutant February 24, 2014 A grease trap in tenant’s insured restaurant rotted out, causing damage to unrented space…
Pollution Exclusion Applicability February 17, 2014 My insured has a CG 00 01 12 01 policy. The insured was hired to install new circuits for a customer.…