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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
One Deductible or Two? April 7, 2014 A CP 00 10 form was written on three properties for the same insured, all located at different addresses. Each…
Vehicle’s Wiring System Damaged During Windshield Installation April 1, 2014 The insured has a GCL policy subject to policy form…
Equipment Damaged During Shipping April 1, 2014 Insured was contracted to move some computer related items from company’s office in Cincinnati…
Leased Premises Rented to You April 1, 2014 The insured leases about 1/3 of a large metal building that is separated from the rest of the building…
Med Pay Coverage Obligation to Claimant Under the CGL med pay coverage, is there a contractual obligation between the insurer and the claimant to pay…
Mobile Equipment Exclusion and Traffic Accident The insured's auger was being transported in the insured's pickup truck. The auger gear box came loose…
Multistate Exposure Exception to Licensing Law April 1, 2014 Insured business is domiciled in Pennsylvania and has recently hired an outside…
Weight of heavy snow caused an in-ground pool cover to pull from its anchors and fall into the pool, causing damage to the liner and loss of water…
Building Owner and Liquor Liability Coverage March 24, 2014 If an insured restaurant serves liquor, the standard ISO General Liability policy CG 00…
Additional or Replacement Auto March 18, 2014 Our insured has a personal auto policy with three vehicles listed. On 11/6/13 she purchased…