Questions & Answers

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February 08, 2016

Additional living expenses and vacation property, what is covered when it's not the main dwelling?

February 01, 2016

Coverage for Airbag Deployment February 1, 2016 If airbags deploy because of hitting a pothole, is there coverage under a standard personal auto policy?…

Installation Floater or Builders Risk? January 25, 2016 My question concerns a coverage dispute as to when coverage on an ISO installation floater ceases.…

Claim Made Years after Death of Insured January 18, 2016 I am handling a claim for a daughter who lost her mother multiple years ago. The daughter informed…

January 12, 2016

Lightning and utility services exclusion.

January 11, 2016

PAP Exclusions January 11, 2016 We have an insured with a PP 00 01 personal auto policy who rented his 99 Dodge Ram truck to a construction company…

Theft of Property in Transit January 4, 2016 Our insured's executive director had the company's laptop computer and iPad, and they were stolen from…

Example of Concurrent Causation January 4, 2016 The introductory language to the section B.1 exclusion on the ISO special causes of loss form states,…

January 04, 2016

Discusses costs related to drought and extra expense coverage.

January 04, 2016

Discusses the definition of occurrence under a property policy.