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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Newly Acquired Buildings Coverage and Tenants March 31, 2016 Our client has a Businessowners policy and used to be the tenant in the building with option…
What amount of property is needed to conduct customary operations in a medical office?
Discusses best endorsement to use when insured owns building and leases it to his company.
March 31, 2016The insured is a business that installs windows and doors, which includes a shop and a showroom. The displays that are in the showroom…
Application of statute and policy language.
Trailers on Dwelling Policy March 21, 2016 DP 00 01 12 02 says the following under property not covered: e. Motor vehicles or all other motorized land…
Questions coverage for property damage to vehicle caused by suicide.
Replacement Cost and the Actual Cost to Repair or Replace March 14, 2016 I have on my desk today three claims that involve other structures, and all…
Algae as a Contaminant under CGL Form March 10, 2016 We have a claim with a company that provides swimming pool maintenance as well as lifeguards. The…
Additional Insured Status for Manufacturer Questioned March 10, 2016 We have been using the Additional Insured Vendors Endorsement in the following…