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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Escaping vehicle in a flood leads to injuries; is this occupying or getting off of the vehicle?
Should pack-out be coverage A or coverage C?
Social or Recreational Activity and WC July 25, 2016 An employee was attending a party sponsored by his employer after working hours. The employer catered…
Is a vehicle falling off a lift collision?
Is deer blood considered a pollutant?
Rented Hall and Alcohol July 4, 2016 My insured is covered by an HO3 10/00. They will be renting a hall for their daughter's wedding. The hall would…
Vacancy Provision and Water Loss July 1, 2016 The company insures a vacant building. The building contains a sprinkler system that is not dry. During…
Questions coverage for water damage caused by a crushed pipe.
What exclusions might apply if an employee damaged a couch while vacuuming it?
Commercial Property Conditions on Separate Form June 20, 2016 Apparently the commercial property forms do not define the coverage…