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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
When an adult child rents a property from the insured and the adult child's dog bites another person, where does coverage exist?
Tenant shots himself in standoff with police; is resultant damage an explosion?
Primacy of Coverage for Rented Cars November 14, 2016 If a rental car is damaged while the insured is driving it, or if it is found damaged by the insured…
Employer May Be Held Liable for Death Due to Lack of Workers Comp Coverage November 7, 2016 The insured is a supermarket that has a contract…
Vandalism or Remodeling? October 31, 2016 The insured has a CP 00 10 06 07, Causes Of Loss – Special Form. He rented his property to a tenant…
Impaired Property October 31, 2016 The insured brought an action against the insurer to recover for breach of the duty to defend and indemnify…
My insured is covered by an HO3 10/00. At the rear of his home he has a large boat dock complete with a boat lift and metal canopy. My reading of the…
Discusses coverage for towing trailers under an auto dealers form.
Discusses when property is in the care, custody or control of the insured.
Difference between Agreed Value and Functional Building Valuation October 3, 2016 Is there a difference between agreed value and functional building…