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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Is an insured's loss of water from a leak a covered loss?
Accumulated questions from subscribers related to COVID-19 and coronavirus.
Insured blames deer for preexisting damage to vehicle.
This question reveals the importance of properly classifying a risk based on its entire operations.
Insured has a policy covering viruses for specified causes of loss and questions if the civil authority coverage will also apply.
Questions whether an electrical contractor's installation of heat tape on a roof is a CGL or construction defect claim.
Discusses clean-up of a dwelling when COVID-19 has been brought into the residence.
This questions discusses ALE issues when stay at home orders are in place and people risk being exposed to coronavirus.
Discusses motor vehicles and e-bikes.
Discusses status of chain link fence as a building or a structure.