An insured's GoFundMe account is such that it could offset the insured's amount of business income loss. But should it be used for that purpose?

When an insured has 2 different policies, can he pick and choose where to file a claim in order to pay the lowest deductible?

This questions whether injury from bed bugs is a covered bodily injury under the insured's AAIS policy.

As sightings become more frequent and are given some credence in the news, people may begin to search out coverage options for possible injury or damage from the extraterrestrial.

While collapse seems like straightforward coverage, what exactly is a collapse is often more complicated.

Additional living expenses is broad coverage; however, the premises must be unfit to live in in order for coverage to be available.

When a contractor has removed the snow and left the premises, but someone falls later, who is responsible for the injuries?

This Q&A deals with state required expenses in connection with a covered accident and whether they are covered under the BAP.

Certain legal products require the grower/seller to have a license in order to grow, store and sell the product. Once an individual's license expires, that individual may find themselves in violation of state laws, and may experience serious consequences.

This question came to us in two parts. There was damage to computer systems due to an intentional load reduction by a utility. The first question looked for coverage under equipment breakdown, but then this led to question of where coverage can be found for rolling blackouts. Is there coverage under the utility services interruption endorsement or equipment breakdown; or if not these, then where?