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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Boiler and Machinery Object Definition in Question Q The insured is a granite monument manufacturer. The stone is cut by huge circular diamond-tipped…
Our insured is a support organization for a local university. One of their major sources of income is a campground that is manned by employees during…
Business Personal Property at Fairs or Exhibitions Q Our insured has a retail store but occasionally will display some of the business personal property…
Businessowners — Sanitized Walls and Replacement Cost Coverage Q Our client owns several commercial rental properties. Each of the buildings…
Garage Liability—Hazard I Q A carrier I represent is writing a garage liability policy Hazard I form on an auto repair shop. This repair shop…
What is Third Party Employee Dishonesty coverage? Is it expensive?Ohio SubscriberWhat you are referring to is an employee of the named insured…
Is the expense incurred to move tenants to temporary quarters a covered extra expense?
Garage Liability—Work Performed Exclusion Q Our insured, an auto repair shop, is covered under a garage liability coverage form. The shop did…
What coverage is available when a fire destroys a manufacturer's leased premises?
Our insured is a pre-sort mailing service in which it does large bulk mailings for a local bank. One of the employees stole some credit cards that…