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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses commercial policy and whether a septic tank can be considered a sewer.
Our insured owns an apartment complex. One building suffered an electrical fire at approximately 9:00 A.M. The fire caused enough smoke and electrical…
Animal Chewing Not a Result of InfestationWe have a commercial property claim where the property management company for a housing subdivision…
Discusses whether property management fees should be included as a business income expense.
What happens when fire damages a building and the rest is ordered to be demolished.
Is a contractor error a cause of loss?
Lawn mower as mobile equipment.
Does a wind loss trigger coverage for removal of asbestos?
When the power goes out, what happens when the surge when the power comes on causes damage?
"Fine Arts" Does Not Include Wall Plaques A fire totally destroyed a VFW post's building and personal property, for which the insured was paid the…