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Questions & Answers
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Discusses how the Ordinance or Law Coverage Endorsement, CP 04 05 10 90, responds to the Americans with Disabilities Act (ADA)
Damage to Property Exclusion Applicable to Loss? Our insured was hired to lay carpet in a customer's home. As the insured and his two employees were…
Discusses exclusions for negligent acts in a builders risk policy.
Discusses when property is in transit.
Discusses pollution clean up when vehicles leaked oil.
Discusses application of deductibles when one peril causes loss to different types of property.
Repeated leakage or seepage over time.
Is a standalone smokehouse a fixture or a separate structure?
A question of location and territory provisions in the policy.
Is theft of employee's tools covered when off the work premises?