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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Erroneous Delivery and the BAP Q Our insured is in the business of retail fuel oil supply. He sells the fuel oil and also delivers it to the customer's…
Duty to Defend in Murder Case Coveredby Commercial General Liability Form? Q We have a rather unusual situation and are unsure how to proceed. Our…
Keep Full Agreements and the CGL Form Q Our insured is in the business of retail fuel oil supply. He sells the fuel oil and also delivers it to the…
Employers Liability Exclusion - How Does It Apply? Q To capsulize the facts, a seven months' pregnant woman was struck by a patient while working…
Business Risk Doctrine and the CGL Form Q Our insured is a contractor and we have tried to explain to him the coverages and exclusions that appear…
Auto Accident Claims Covered by CGL Form? Our insured traded a vehicle that was part of their business to a dealer. Two years later, the employee of…
Auto Exclusion, the CGL Form, and Auto Repair This claim situation occurred when our insured, an auto repair shop, installed an incorrect oil filter…
Water Damage and Boarded-Up Windows Q Our insured's building is covered by an ISO commercial property policy, CP 00 10 04 02, with the special causes…
Discusses a low property limit and expensive extra expense coverage for both a permanent and temporary location following a loss.
Debris Removal—Is Repair/Replacement Required? Q Our client has a small warehouse insured on a CP 00 10 04 02. The building was completely destroyed…