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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
When the title lists a father/daughter in separate households, how does liability coverage apply from the father's policy?
When a second loss occurs before damage from the first loss is fixed, can the insured still collect?
Does water from a water main break fall into the exclusion for water under the surface?
When a well pump is hit by lighting but well pumps are excluded, could there be coverage since lightning is a covered peril?
When the policy documents contain a list of forms an endorsement may apply to, what does that mean in terms of coverages available?
When an insured cleans up a spill he didn't cause and a claim is made, is there any coverage?
Is a building attached to the dwelling by a power line part of Coverage A or Coverage B?
Articles related to snow, ice, freezing temperatures and related coverage issues.
Editors favorite coverage questions from 2022 including bears, bull semen, motorized surfboards and arson.
When the point-of-sale company for a business suffers a loss, does the insured's policy provide coverage for the stolen funds?