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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Glass Damage and the CGL Form Q Our insured is a window cleaner. One of his friendly competitors had a claim involving scratched windows which the…
Leasehold Interest Coverage Q I have an insured who has a lease totally silent on both continuing rents and cancellation of the lease. The leasehold…
Carpet Cleaning Damage Covered? Our insured was hired to clean carpeting. While moving the furniture back into place, the bed snagged the carpeting…
Computer Virus as Vandalism Q Computer equipment belonging to our commercial property insured was recently damaged by the "Monkey B Virus." The equipment…
Faulty Workmanship and Completed Operations My question has to do with faulty workmanship. I know that the CGL form covers the risk of defective work…
Discusses pollution clean up when vehicles leaked oil.
Discusses application of deductibles when one peril causes loss to different types of property.
Repeated leakage or seepage over time.
Impaired Property and the CGL Form Our insured is a plumbing and heating business. The insured has a CGL policy and had a claim recently that was denied…
Builders Risk—Need for onRenovations to Existing Building? Q When, if at any time, would a builders risk policy need to be written in conjunction…