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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Mobile Equipment Coverage away from Insured Premises? This question concerns the use of mobile equipment, specifically a golf cart. The golf cart was…
Mobile Equipment Under the CGL Form Our insured is a road builder. He uses a water truck in his work to dampen the terrain to keep the dust…
Loading or Unloading Coverage Gap Under the CGL Form Q It has come to our attention that many of our clients may have less coverage than they think…
Obscenity Allegations and the CGL Form Q Is it possible that a claim arising from obscenity could be covered by a commercial general liability policy?…
Occurrence or PD When Customer Credit Card is Stolen by Employee? Our insured's employee stole a credit card belonging to a customer. The employee…
Med Pay Coverage for Cost to Test Customers For Possible Exposure to Hepatitis A? An insured's employee has Hepatitis A. The County Health Board has…
Other Insurance Clause and the Additional Insured Q Our insured, Company X Electronics, Inc., was named as an additional insured on another party's…
Mobile Equipment Loaned to Insured An officer/employee of the insured corporation on occasion loans a trailer and riding lawnmower to the corporation…
Damage caused by mobile equipment.
Explains equipment as covered under the BAP.