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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
When an officer of the company loans lawnmowers and four-wheelers to the company, where is coverage found?
Stacking Of Coverage On Mobile Equipment Q We sometimes insure some scheduled mobile equipment on the business auto coverage form for liability and…
Pollution Cleanup and the CGL Form Q Our client operates an automotive supply business. His warehouse burned to the ground. Much of his merchandise…
Semitrailer Included as "Any Auto" in Garage Policy? Q A garage policy insured was using one of his trucks to pull a customer's semitrailer from one…
Semitrailer Included as "Any Auto" in Garage Policy? Q A garage policy insured was using one of his trucks to pull a customer's semitrailer from one…
Dealer unwittingly buys, and then sells, stolen car, and has to make good on it to the unfortunate buyer.
We insure a trucking company whose fleet consists of several trucks with refrigeration equipment. The client specializes in transporting food items…
CGL or BAP Coverage Question If someone trips over a pile of snow left by a snowplowing operation, a claim based on this would be excluded on the GL…
Workers Compensation for Employee on Break I have a question related to a CGL claim. The insured's employee left the building, and was walking to a…
Short-term Rental of Secondary Home Issues I am trying to determine whether the short-term rental of a secondary home compromises coverage in some way…