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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Builders Risk—Coverage for Existing Structure? Q We are an adjusting company. Our client is insured under a standard builders risk form. The…
Property Damage Claim and Tangible Property Requirement We have an insured that installed carpet for a hotel. After the installation was complete, the…
Are underground sprinklers covered on the commercial property policy?
Snowplowing Claims and the CGL Form Does the CGL form provide completed operations coverage for snowplowing claims? I always thought that there was…
Family Member and Coverage under Trucker Form Q We have a circumstance where the child of an employee was killed in an accident while a passenger…
Pollution Claim and Mobile Equipment Our insured was hired by the claimant to replace the entire roof on the claimant's house. The insured brought equipment…
Employee's Auto Rentedby Employer — How to Cover? We have an example of a possible coverage gap under the business auto coverage form.…
During replacement of the roof water enters and damages the interior of the building.
Vehicular Coverage under CGL Form We are under the impression that unlicensed, off-road trucks are no longer covered by the commercial general liability…
Towing Expenses after a Collision Loss Q Our insured had an auto accident in Florida and then had the truck transported to his company headquarters…